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See Your Max Purchase Price

Buying Power Snapshot

See Your Max Purchase Price

Adjust the numbers below to see how purchase price, down payment, income, debts, and rate work together.

Test different home prices and monthly payment scenarios.
Your debt-to-income ratio is calculated automatically based on what you enter.
The monthly debts field should include required monthly debt payments like credit cards, auto loans, student loans, etc. Do not include utilities or services like cable, internet, phone.
In general, below 45% back-end DTI is healthier, while some programs may allow more with strong compensating factors.

Instant Affordability Snapshot

Enter your scenario and see how the payment and DTI shape up.

5.0%

Calculated Snapshot

Estimated Monthly Housing Payment

$0

Estimated Loan Amount

$0

Down Payment

$0

Back-End DTI

0%

Estimated Monthly Taxes $0
Estimated Monthly Insurance $0
Estimated Monthly PMI $0
Enter your numbers and click the button to see how your scenario looks.

This estimate includes principal and interest, plus property tax estimated at 1.25% annually, homeowner’s insurance estimated at 0.35% annually, and PMI when the down payment is under 20%. Interest rates vary from person to person and are based on more than just credit score, including factors like loan type, occupancy, down payment, loan-to-value, and overall risk profile.

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Calculator results are illustrative only and not a commitment to lend.